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Company Steps Up to Keep Health Care Workers Healthy
(NewsUSA) – As the ongoing spread of the novel Coronavirus (COVID-19) reshapes American lives by the day, and sometimes by the hour, the health and stability of the nation’s essential work force, namely our health care workers and first responders, remains paramount.To keep themselves and their patients safe, these workers, who may have potentially been exposed to this deadly virus, may have to stay home until they are tested, losing valuable time on a now critical job.Here’s where organizations such as xymbio are stepping up to the challenge. xymbio, an infectious disease testing company, has offered the use of its high-speed testing program to help run tests on health care personnel and first responders to keep them healthy and return them to their demanding roles as soon as possible.The Las Vegas based company, uses industry leading technologies from ThermoFisher and operates under the Emergency Use Authorization (EUA) guidance issued by the Federal Drug Administration and highest diagnostic standards.xymbio is readying to process COVID-19 tests for hospitals and health care systems, and the company can provide both on-site testing and at-home testing kits for employees who believe they may have been exposed to the virus. In addition, individual physicians can request test kits and testing for patients using forms available online on the xymbio website.The company has been waiting on a response from the Centers for Disease Control and Prevention (CDC), National Institute of Health (NIH), and the National Institute of Allergy and Infectious Diseases for necessary funding to accelerate its capabilities to acquire test kits so that it can rapidly scale testing capacity."xymbio has developed state of the art qPCR technology using ThermoFisher reagents to detect coronavirus protein n,s,e antigens. Their test is highly specific, accurate and scalable. They are now only limited by government funding to expand capacity from 500 tests per day to thousands of tests per day. Time is of the essence. They have the fix. They need the support to expand their operations now!" Dr. Larry Emdur, Chief Medical Officer of Alvarado Hospital in California."We are in a war against a dangerous virus, and with federal assistance we are prepared to ramp up our testing capacity over the next 35 days to 20,000 tests a day, or 120,000 tests a week, with immediate plans to expand operations to Las Vegas and Atlanta, which would more than quadruple our testing capacity," according to Dr. Heath Wills, CEO and Chief Medical Officers of xymbio."We are ready to undertake the rapid action on behalf of many more citizens, and await prompt action on our proposal to the NIH, HHS, CDC, FEMA or the White House Task Force on Coronavirus testing during this national crisis," Wills emphasizes.xymbio has also been working with the Swab for Life campaign of the Give Life Foundation, a non-profit organization dedicated to raise awareness of blood donation."We chose to partner with xymbio because of its extremely accurate COVID-19 testing capabilities that we believe will accelerate help to Americans during this national healthcare crisis," says Bart S. Fisher, chairman of the Foundation.For more information about xymbio and their efforts to work with individual health care providers, hospitals, and the government, visit xymbio.com.
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Posted on July 4th, 2020
Unlock Your Home Equity with A Home Co-Investment
(NewsUSA) – Owning a home is a huge investment, and once they’ve owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you’re on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term – commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home’s current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home’s appreciated (or depreciated) value.Here’s an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home’s value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids’ college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners’ insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.To find out how Unison can help you get the most out of homeownership, visit unison.com.*This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific
Credit: NewsUSA
Posted on July 2nd, 2020