Showing all posts tagged "Corona"
Finances During A Pandemic
(NewsUSA) – Sponsored Content -Now that the initial shock of the pandemic has started to wear off, it’s time to take a step back and really start planning. Everyone is living through an unprecedented time. The uncertainty surrounding the Covid-19 pandemic is enough to rattle even the strictest saver. Things may feel that they are all out of your control, so focus on what you can control. First things first. Listen to healthcare professionals and follow guidelines to protect yourself and others. If you are financially impacted by Covid-19 for any reason, there are steps you can take to help minimize that impact.Even if you have not yet been financially impacted by the current state of events, it is vital to either reassess your household budget or create one if you have not already. Involve your family in this as much as you can. Just letting your family know you are thinking about the crisis and how you will respond can be enough to help ease some of the anxiety around the unknown. When you are looking at your crisis budget, identify which expenses are absolutely necessary and which are not. It is best to make the hard decisions now, even if you have a savings account built up, rather than wait until you are forced to make those decisions.Focus on your rent or mortgage first. You need to keep a roof over your head if at all possible. With a situation as fluid as this, it is important to realize that there are resources available to help if needed and that those resources could change. If you are ever in a situation in which you are unable to pay your rent or mortgage, contact your landlord or mortgage provider right away. Once you have the rent and mortgage covered, then move on to food, utilities, and down on to the more non-essential items.In the event you are unable to make a debt payment, make sure you contact the creditor as soon as you know you will miss the payment. During this difficult time, many creditors are expanding the options available to those unable to make their monthly payments.If you feel lost when it comes to making a budget, as many do, please reach out to a Certified Credit Counselor at Family Credit Management. Family Credit Management is a nonprofit credit counseling agency that has been helping consumers in difficult financial situations for more than 23 years. Reach out for a no-strings attached budget review from an objective professional by calling 1-800-994-3328 and selecting option 1.For more in-depth tips and resources, please visit www.familycredit.org/covid19.
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Posted on July 15th, 2020
How to Mourn Your Old Normal and Adapt to The New
(NewsUSA) – Deaths from the novel coronavirus COVID-19 have surpassed 110,000 in the United States and mourning the losses of these lives is important. In addition, we are also mourning lost habits and ways of life that are casualties of the coronavirus.Going out with friends, hugging a grandparent, even opening a door in a public place are on hold. Some of these changes were temporary. However, even as states begin to open up, changes in how we interact with each other and the world will likely continue for far longer."We need to grieve the ways of life we have lost," according to William Glover, Ph.D., president of the American Psychoanalytic Association (APsaA)."Mourning is hard work," Sigmund Freud once wrote in his essay, "Mourning and Melancholia." What makes mourning so hard is having to give up attachments – whether to people or to a way of life – that can’t be replaced. Letting go of what we have lost helps us move on with our lives, although we will always miss the people, places, and things we have lost; in that sense mourning can never be complete.Mourning and grief are an important part of coping with loss and essential in managing changes and accepting new realities. Recognizing that our pre-COVID lives may never return is a loss to be mourned, and the work involved in this mourning can help us move on and into the new reality. However, some people struggle with the process more than others, and resist by responding with illusions of control, refusing to take precautions, and showing contempt for politicians and public health officials who try to explain the changing realities of daily life.In an article post on APsaA’s Psychology Today blogsite, psychotherapist Shelley Galasso Bonanno, MA, LLP, writes, "Each person processes and expresses grief in their own individual ways, yet there is comfort and power in understanding that one is not alone during this pandemic." One way to cope with grief is by finding meaning in the present situation, although how one does so may be different for everyone.Yet finding meaning is different for everyone. For some, it may mean providing food or assistance to a homebound neighbor, making masks for members of their community, or even donating money to help beloved organizations and venues stay afloat. Others may find meaning by expressing their emotions and reflecting on them with a therapist.Undoubtedly, there will be new ways to maintain relationships, enjoy life, and participate in activities with family and friends. Meanwhile, being able to tolerate the pain of grief and find meaning helps sustain us in difficult times.The American Psychoanalytic Association has created a resource page for the public and mental health providers with resources to help cope with anxiety and grief during this global pandemic.Visit apsa.org/coronavirus for articles and videos and information on how to find a psychotherapist near you.
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Posted on July 14th, 2020